:root{--navy:#071f35;--navy2:#12324d;--orange:#f4802f;--ink:#112b41;--muted:#6c8193;--line:#dbe5ed;--pale:#f5f8fa}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Arial,Helvetica,sans-serif;color:var(--ink);line-height:1.65;background:white}
a{color:inherit}a:focus-visible{outline:3px solid var(--orange);outline-offset:3px}
.wrap{max-width:1160px;margin:auto;padding:0 24px}
.header{background:white;border-bottom:1px solid var(--line)}
.header .wrap{display:flex;align-items:center;justify-content:space-between;gap:20px;padding-top:20px;padding-bottom:20px;flex-wrap:wrap}
.brand{display:flex;align-items:center;gap:13px;text-decoration:none;line-height:1.1}
.mark{display:grid;place-items:center;width:51px;height:51px;background:var(--navy);color:white;font-size:28px;font-weight:900;border-radius:3px}
.mark span{color:var(--orange)}.brand strong{font-size:20px;letter-spacing:1px}.brand small{display:block;letter-spacing:3px;color:var(--muted);font-size:10px;font-weight:800;margin-top:5px}
nav{display:flex;align-items:center;gap:22px;flex-wrap:wrap;font-weight:700;font-size:14px}nav a{text-decoration:none}nav a:hover{color:var(--orange)}
.btn{display:inline-block;background:var(--orange);color:#fff;text-decoration:none;font-weight:800;padding:14px 20px;border-radius:3px}
.btn.secondary{border:1px solid #87a0b3;background:transparent;color:white}
.hero{background:var(--navy);color:white;padding:90px 0 94px}
.eyebrow{font-size:12px;text-transform:uppercase;letter-spacing:3px;color:var(--orange);font-weight:800}
h1{font-size:clamp(42px,6vw,72px);line-height:1.08;letter-spacing:-2px;max-width:880px;margin:22px 0}
.hero p{font-size:19px;color:#d4e1e9;max-width:690px}.actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:30px}
section{padding:72px 0}.soft{background:var(--pale)}
h2{font-size:clamp(29px,4vw,42px);letter-spacing:-1px;line-height:1.2;margin:12px 0 20px}p{max-width:830px}
.cards{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;margin-top:30px}
.card{padding:28px;border:1px solid var(--line);background:#fff;border-radius:4px}.card h3{margin:0 0 10px;font-size:21px}.card p{margin:0;color:#587187}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin:35px 0}.num{color:var(--orange);font-weight:900;letter-spacing:1px}
.notice{border-left:4px solid var(--orange);padding:16px 20px;background:#fff8f2;font-size:14px;margin-top:30px}
.cta{background:var(--navy2);color:#fff}.cta p{color:#d4e1e9}
footer{padding:26px 0;color:#5d7184;font-size:13px}
@media(max-width:760px){.hero{padding:64px 0}.cards,.steps{grid-template-columns:1fr}nav{gap:13px}.header .wrap{align-items:flex-start}}

@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
